Mortgage Rates Have Finally Begun to Drop. So Should You Buy?

Mortgage rates have dipped, making it more affordable to become a homeowner. However, it's important to consider factors such as credit score, debt, and savings before making a decision. It may be better to wait if your finances are not in good shape. CD interest is taxable and should be reported to the IRS. The super rich have habits such as setting goals, avoiding debt, learning new things, and having emergency funds. Costco has released pre-Black Friday deals, including a discount on a Samsung monitor.

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